A free guide for New York residents. Filed in S.D.N.Y..
You cannot selectively file bankruptcy on just one type of debt - all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, c
You cannot selectively file bankruptcy on just one type of debt - all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, check if your hospital has charity care programs, negotiate directly, or apply for financial assistance. Many hospitals write off bills for patients below 200-400% of the federal poverty level.
In New York:
Courthouse: One Bowling Green, Manhattan.
You cannot selectively file bankruptcy on just one type of debt - all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, check if your hospital has charity care programs, negotiate directly, or apply for financial assistance. Many hospitals write off bills for patients below 200-400% of the federal poverty level.
Filed in S.D.N.Y.. Consult a qualified attorney for your specific situation.
One Bowling Green, Manhattan.
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