Yonkers is the fourth-largest city in New York State, located in Westchester County directly north of the Bronx. It is the most populous city in Westchester County with approximately 200,000 residents.
Yonkers residents file in the Southern District of New York, White Plains Division, at 300 Quarropas St, White Plains, NY 10601. The courthouse is approximately 20 minutes north of Yonkers. Some matters may be heard at One Bowling Green in Lower Manhattan.
New York allows debtors to choose between state and federal bankruptcy exemptions. New York allows a choice between state and federal exemptions. State homestead: $179,975 in Westchester County. Federal homestead: $27,900. State exemptions include: vehicle $4,550, cash $5,000, household goods up to $14,375, tools of trade $11,975, and jewelry $1,150. Federal exemptions offer: $27,900 homestead, $4,450 vehicle, and a wildcard of $1,475 plus up to $13,950 unused homestead. Retirement accounts are fully exempt under both systems.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
These organizations may offer free or low-cost assistance. Contact them directly to verify current services and eligibility requirements.
Yonkers residents file in the Southern District of New York, White Plains Division, at 300 Quarropas St, White Plains, NY 10601. The courthouse is approximately 20 minutes north of Yonkers. Some matters may be heard at One Bowling Green in Lower Manhattan.
New York's state homestead exemption for Westchester County is $179,975. Given Yonkers' real estate values, many homeowners have equity exceeding this amount. Chapter 13 allows you to keep your home while repaying debts over 3-5 years regardless of equity.
Yes. Both Yonkers (Westchester County) and the Bronx are in the Southern District of New York. However, Yonkers cases are typically handled in the White Plains Division while Bronx cases go to the Manhattan courthouse.
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Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5