White Plains is the county seat of Westchester County, located approximately 25 miles north of Midtown Manhattan. It is a major commercial center with a growing downtown residential population.
White Plains residents file in the Southern District of New York at 300 Quarropas St, White Plains, NY 10601 - the bankruptcy courthouse is right in downtown White Plains. This is one of the most convenient locations in the metro area for local residents.
New York allows debtors to choose between state and federal bankruptcy exemptions. New York allows a choice between state and federal exemptions. State homestead: $179,975 in Westchester County. Federal homestead: $27,900. State exemptions include: vehicle $4,550, cash $5,000, household goods up to $14,375, tools of trade $11,975, and jewelry $1,150. Federal exemptions offer: $27,900 homestead, $4,450 vehicle, and a wildcard of $1,475 plus up to $13,950 unused homestead. Retirement accounts are fully exempt under both systems.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
These organizations may offer free or low-cost assistance. Contact them directly to verify current services and eligibility requirements.
White Plains residents file in the Southern District of New York at 300 Quarropas St, White Plains, NY 10601 - the bankruptcy courthouse is right in downtown White Plains. This is one of the most convenient locations in the metro area for local residents.
White Plains has its own bankruptcy courthouse at 300 Quarropas St, separate from the Manhattan courthouse. This means White Plains residents can attend 341 meetings and hearings locally without traveling to Manhattan. The court handles cases from all of Westchester County.
Yes. New York is one of the states that allows this choice. You must pick one system - you cannot mix and match. Generally, homeowners benefit from state exemptions ($179,975 homestead) while renters may benefit from federal exemptions (larger wildcard for personal property).
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
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Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5