Staten Island is the southernmost and least densely populated borough of New York City. Richmond County has a more suburban character than the other boroughs, with higher homeownership rates and a population of approximately 475,000.
Staten Island residents file in the Eastern District of New York at 271 Cadman Plaza East, Brooklyn, NY 11201. While less convenient than a local courthouse, it is accessible via the Staten Island Ferry and subway.
New York allows debtors to choose between state and federal bankruptcy exemptions. New York allows a choice between state and federal exemptions. State homestead: $179,975 in Richmond County. Federal homestead: $27,900. State exemptions include: vehicle $4,550, cash $5,000, household goods up to $14,375, tools of trade $11,975, and jewelry $1,150. Federal exemptions offer: $27,900 homestead, $4,450 vehicle, and a wildcard of $1,475 plus up to $13,950 unused homestead. Retirement accounts are fully exempt under both systems.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
These organizations may offer free or low-cost assistance. Contact them directly to verify current services and eligibility requirements.
Staten Island residents file in the Eastern District of New York at 271 Cadman Plaza East, Brooklyn, NY 11201. While less convenient than a local courthouse, it is accessible via the Staten Island Ferry and subway.
New York's state homestead exemption for Richmond County is $179,975. Staten Island has higher homeownership rates and home values than other boroughs. If your equity exceeds the exemption, Chapter 13 allows you to keep your home while repaying debts over 3-5 years.
No. Staten Island (Richmond County) and Brooklyn (Kings County) are both in the Eastern District of New York. The Bronx and Manhattan are in the Southern District. This matters because different districts may have different local rules and trustee practices.
Use the free 1328(f) screener to check whether a prior discharge affects your eligibility.
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Our research was cited by the federal judiciary as Suggestions 26-BK-3 and 26-BK-5